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Loose pets and car crashes: How does liability work?

On Behalf of | Jul 12, 2026 | Car Wrecks

Loose pets can create dangerous situations for drivers and may lead to serious crashes. If you collide with a pet or a pet causes you to crash your vehicle, determining who pays for the damage depends mainly on negligence law and local animal control laws.

Key elements in determining liability

Tennessee law may hold dog owners responsible when a loose dog causes a crash, depending on the circumstances. In some cases the state makes it easier to establish liability when a loose dog causes a collision. Negligence can be determined through:

  • Leash law violation: Dog owners have a duty to keep their animals under reasonable control and prevent them from running at large on public roads.
  • Property violation: Proving the owner didn’t maintain a proper fence or a closed gate to safely restrain the animals.
  • Strict liability standards: Depending on the circumstances and applicable Tennessee law, an owner may be held responsible even if the dog had not previously escaped or shown dangerous behavior.

Cats are generally treated differently under state law, because there is no strict “leash law” for felines. To hold a cat owner responsible, you would have to prove standard negligence by showing the owner’s recklessness and carelessness.

When liability becomes disputed

Navigating a crash claim involving a pet can be complicated. If you are facing severe injuries or heavy damage following a similar crash, seeking the guidance of an experienced attorney could be highly helpful. A qualified legal professional could help you protect your rights and guide you through legal options moving forward.